Home Loan Eligibility

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Loan Eligibility

Loan Type
Owner Occupier
New Purchase or Refinancing
Loan to Value Ratio
Up to 98% LVR
Only applicable for borrowers who would otherwise require LMI. Not suitable for those eligible for the Federal First Home Guarantee (FFHG) or LMI waivers
Loan Type
Principal and Interest
Variable Interest Rate
Property Location
Metro Sydney, Melbourne, Brisbane, Canberra, Adelaide, Perth and Hobart
Property Type
New or Established Properties
No vacant land or construction loans
Property Size
Properties must be at least 50m²
excluding balconies and car space

Got questions? We have answers

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What documents will I need to apply?

Using our digital verification system makes applying for your home loan easy.

You will need two of the following to verify your identity during the application process:

·        Passport

·        Driver’s licence

·        Government Issued Photo ID.

After your application is submitted, we may request some additional documents (Payslips etc.) to complete the assessment of your application.

What kind of borrowers do you lend to?

Our loan products are designed for borrowers looking for an 80-98% LVR home loan.

If you are a borrower who is seeking an 80-98% LVR loan, we suggest you apply or contact us for more information.

How long do I have to be employed for before I apply for a loan?

This depends on your primary type of employment and how long you've worked within your industry. Hit Apply Now to complete an application, and our team will be in touch to discuss your circumstances

Got Questions?

Chat to our Sydney Based Team

There’s a whole bunch of clever people at Sucasa HQ in Sydney, working to make home loans faster, smarter and simpler. If you need help with your application, our home loan concierge team is ready to chat!

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