Home Loan Features

See all the features included in a Sucasa Home Loan

Low  Deposit

Borrow up to 95% LVR, depending on your circumstances

See how much you can borrow  →

Low Rates

Competitive low rates. Our customers choose us over the banks, because we save them thousands of dollars

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Free unlimited extra repayments

No fees for additional repayments or early prepayment. Pay your loan down at your speed, no additional charges.

See our Loan Features →

Free online Redraw

Have flexibility by using our free online redraw on any additional repayments for your primary loan.

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Flexibility

We have a suite of products that may be able to assist you whether you are deposit or serviceability constrained. Lending criteria applies.

Learn about our loans →

World Class Tech and Security

We’ve got Web, iOS and Android apps to ensure you can manage your loan anytime, anywhere. We take security very seriously at Sucasa and have bank-level data encryption. We keep your information safe and secure every step of the way.

Learn more about us  →

A dedicated Sucasa Concierge

You'll have a specific person, your Home Buying Concierge, to guide you through the whole home-buying journey – all the way from Application to Settlement

Learn about our loan features  →

No Pesky Fees

Save with Sucasa by not paying pesky fees. $0 Monthly Fees, $0 Application Fee, $0 Annual Fees.

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Apply online in minutes

Complete an easy online application in 10-15 minutes. Our team is standing by to assess your application as soon as it comes through!

Get Started

Expert advice in seconds

There’s a bunch of clever people at Sucasa HQ in Sydney, ready to assist you. If you have a question or need help with your application, our home loan concierge team is ready to chat!

Got questions about your borrowing power? →

World Class Tech and Security

We’ve got Web, IOS and Android apps to ensure you can manage your loan anytime, anywhere. We take security very seriously at Sucasa and have bank-level data encryption. We keep your information safe and secure every step of the way.

Is entering my online banking details safe? →

Run the Numbers

Borrowing Capacity

Run the numbers before you get started, to get an upfront estimate of your borrowing power

Borrowing Capacity

Repayment Calculator

Does your home loan fit within your budget? Find out what your repayments will be.

Repayment Calculator

What our customers say about us ...

See how much you can borrow and save with Sucasa.

Calculators

The Best Way To Buy a Home

Here's how a family earning $250k a year, with $90k in savings would benefit if they purchased their $1.2m Sydney home with Sucasa. The below assume's property prices grow at their rough historical average of 7% p.a. However, even if prices don't grow at all, you'll be much better off with Sucasa. Head over to our calculator to learn more.

Sucasa No Deposit Home Loan

Get into your dream house sooner

No LMI

Your Home From Day 1

Build Your Wealth Faster

Purchasing with LMI

+ 1 Year 7 Months Longer

+$53K additional cost

Missed $136K in Capital Gains

$195K Worse off

Saving Full Deposit

+ 5 Years 9 Months Longer

-

Missed $570K in Capital Gains

$675K Worse Off

How Much Can I Borrow?